Stephen M. Harano
CFEI®, MSFS®, CAP®, RICP®, ChFM®, AFA®, CFLP™
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The CAP®, RICP®, and MSFS® are the property of The American College of Financial Services, which reserves sole rights to its use, and is used by permission.
Smart strategies, Lasting wealth.
From bookkeeping to legacy planning, I help you make every dollar count so you can focus on what truly matters.
- Trusted
- Experienced
- Professional
Services
What I do
I provide a full range of financial services tailored to your goals. From retirement and estate planning to bookkeeping, philanthropy, and business strategy. Whether you’re building wealth or preserving it, I offer guidance you can trust.
01.
Retirement Income Planning
Retirement isn’t the end of your financial journey—it’s the beginning of a new chapter that demands a clear income strategy. As a Retirement Income Certified Professional® (RICP®), I help you turn your savings into sustainable, tax-efficient income so you can retire with confidence and clarity.
02.
Philanthropy
Philanthropy is more than giving—it’s about creating lasting impact. As a Chartered Advisor in Philanthropy® (CAP®), I help individuals and families align their values with their wealth, designing charitable strategies that maximize both tax benefits and meaningful outcomes for the causes you care about.
03.
Financial Advisory
True financial planning goes beyond numbers—it’s about building a life of security, purpose, and possibility. I work with you to create a personalized plan that covers every stage of life, from budgeting and debt management to investments and long-term goals.
Clear books. Better decisions. Real peace of mind.
As both a financial advisor and a bookkeeper, I bring a unique advantage: your numbers don’t just stay organized—they work for you. I provide accurate, insightful financial records that not only keep your business compliant, but also feed directly into strategic planning for growth, tax efficiency, and long-term success.
Always On Time
Deadlines matter. You can count on me to deliver accurate reports and filings on schedule, every time—so you never miss a beat or a tax due date.
Hard Working
I treat your books like my own, diving deep to ensure every detail is accurate. I go the extra mile so you can focus on running your business with confidence.
Effective Communication
I keep you in the loop with clear, consistent updates—no jargon, just the information you need to stay informed and in control of your finances.
All information provided is for educational purposes only and does not constitute investment, legal or tax advice; an offer to buy or sell any security or insurance product; or an endorsement of any third party or such third party’s views. The information contained herein has been obtained from sources we believe to be reliable but is not guaranteed as to its accuracy or completeness. Whenever there are hyperlinks to third-party content, this information is intended to provide additional perspective and should not be construed as an endorsement of any services, products, guidance, individuals or points of view outside Harano’s Elite TradeWorks LLC. All examples are hypothetical and for illustrative purposes only. Please contact us for more complete information based on your personal circumstances and to obtain personal individual advice.
